Hypoport SE: Business Volume in Private Real Estate Financing Rises Significantly in the First Half of 2025
Igår, 07:10
EQS-News: Hypoport SE / Key word(s): Market Report Operational key figures for H1 2025 Hypoport SE: Business Volume in Private Real Estate Financing Rises Significantly in the First Half of 2025 • Europace transaction volume for real estate financing increased by 23% year-on-year in H1/25 • Cooperative banks with a marked increase of 31% year-on-year; savings banks up 23% year-on-year • Dr. Klein private customer sales volume up 23% year-on-year • Business models in the Financing Platforms segment maintained solid volumes despite a weak market environment • Customer acquisition momentum on the residential property management platform continued at a high level Berlin, 16 July 2025 – The operational key figures for Hypoport Group’s business models in private real estate financing developed positively in the first half of 2025. The Financing Platforms segment presented a mixed picture. Primarily driven by an improved market environment in private real estate financing, the combined volume of the Europace, Finmas, and Genopace platforms rose significantly by 23% year-on-year in the first half of 2025. The volume for Dr. Klein Privatkunden AG also grew strongly, recording an increase of 23%. This growth was mainly supported by loan volumes for the purpose of purchasing existing properties. This trend is partly a consequence of a steadily deteriorating rental market, which is becoming increasingly unattractive and unsustainable for a growing proportion of the population. Despite expanding regulation and the resulting high construction costs, loan volumes for new builds increased again from a low base. Borrowings for refinancing maturing fixed-interest loans rose slightly from a very low level, while loans for energy-efficient renovations by existing owners remained low. The abrupt interest rate spike in March – triggered by the announcement of increased German government debt – led to the anticipated pull-forward effects, resulting in transaction volumes in Q2 being somewhat lower than in Q1 2025, as expected. Dr. Klein Wowi Finanz arranged a slightly higher loan volume for the residential economy sector related to rental housing new builds and energy-efficient renovations compared to the extremely low level of the previous year. The increase in managed residential units on the housing management platform Dr. Klein Wowi Digital remained high at over 50%. The strong rise in business volume within corporate financing at REM Capital, as seen in Q1, was driven by a changed product mix towards smaller, lower-margin projects. A detailed breakdown of the key figures across all three segments can be found in the table below.
* All figures on the volume of financial products processed (mortgage finance, building finance (‘Bausparen’) and personal loans) are stated before cancellations and, consequently, cannot be compared directly with the revenue figures shown, which exclude subsequent cancellations. Neither the revenue nor the earnings generated by Hypoport can be directly extrapolated from the transaction figures given above. About Hypoport SE Hypoport SE is headquartered in Lübeck (Germany) and is the parent company of the Hypoport Group. The Group is a network of technology companies for the credit, housing and insurance industries with a workforce of more than 2,000 employees. It is structured in three operating segments: Real Estate & Mortgage Platforms, Insurance Platforms and Financing Platforms. The Real Estate & Mortgage Platforms segment operates Europace, which is an online B2B lending marketplace and the largest German platform offering mortgage finance. A fully integrated system links approximately 800 partners – banks, building finance associations, insurers and financial product distributors. Besides Europace, the joint ventures Finmas (Savings Banks Finance Group), Genopace (Cooperative Financial Network), Starpool (Deutsche Bank) and Baufinex (Bausparkasse Schwäbisch Hall) support the growth of the credit marketplace in various target groups. Dr. Klein, the largest franchise system for non-captive mortgage finance advice for consumers, is also assigned to this segment. Moreover, the Qualitypool brokerage pool, the FIO property sales platform for bank-affiliated estate agents and the Value AG property valuation platform are a key part of the value chain for homebuyers. The Financing Platforms segment comprises all technology and advisory companies in the Hypoport Group that cover finance products other than mortgage finance. It has a particular focus on finance for the housing industry (Dr. Klein Wowi and FIO Finance), corporate finance (REM Capital) and personal loans (Europace). In the Insurance Platforms segment, Smart Insur provides a web-based B2B platform for insurance products with variable pricing for private individuals and small businesses, supported by the Qualitypool brokerage pool and the underwriter Sia. The segment also includes ePension, a platform for occupational insurance products, and Corify, a platform for the tendering and management of industrial insurance policies. The shares of Hypoport SE are listed in the Prime Standard segment of the Frankfurt Stock Exchange (Deutsche Börse) and have been included in the SDAX or MDAX indices since 2015. Contact: Jan H. Pahl Tel: +49 (0)30 42086 1942 Hypoport SE Heidestrasse 8 10557 Berlin, Germany www.hypoport.com 2025 financial calendar: 10 March 2025: preliminary results FY 2024 24 March 2025: Anual report 2024 12 May 2025: Q1 results 2025 11 August 2025: Q2 results 2025 10 November 2025: Q3 results 2025 16.07.2025 CET/CEST Dissemination of a Corporate News, transmitted by EQS News - a service of EQS Group. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(€ billion) | Q2/25 | Q2/24 | Q2 change | H1/25 | H1/24 | H1 change | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Real Estate & Mortgage Platforms segment | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Mortgage transaction volume* on Europace | 17.97 | 16.09 | +12% | 38.35 | 31.22 | +23% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
of which mortgage transaction volume on Finmas | 2.81 | 2.46 | +14% | 5.84 | 4.74 | +23% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
of which mortgage transaction volume on Genopace | 4.59 | 3.92 | +17% | 9.81 | 7.49 | +31% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Average fixed-interest period for mortgages (in years) | 10.7 | 11.3 | -5% | 10.9 | 11.4 | -4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Building finance transaction volume* on Europace | 1.38 | 1.63 | -15% | 3.05 | 3.25 | -6% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of mortgages brokered* by Dr. Klein Privatkunden | 1.84 | 1.60 | +15% | 3.99 | 3.25 | +23% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Value of the residential properties inspected and appraised by VALUE AG | 8.81 | 7.50 | +17% | 17.92 | 15.41 | +16% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financing Platforms segment | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of new loans brokered on the property financing platform by Dr. Klein Wowi | 0.35 | 0.20 | +73% | 0.60 | 0.52 | +15% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Number of flats managed through Wowi Digital (‘000) | 568 | 359 | +58% | - | - | - | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of personal loan transactions* on Europace | 0.71 | 0.33 | +113% | 1.10 | 0.58 | +90% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of corporate finance projects at REM Capital (‘Bill’) | 1.79 | 1.88 | -5% | 3.64 | 3.69 | -1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Insurance Platforms segment | 30 June 2025 | 30 June 2024 | change | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of policies migrated to SMART INSUR (annual net premiums) | 4.97 | 4.55 | +9% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of policies migrated to SMART INSUR and validated (annual net premiums) | 1.93 | 1.71 | +13% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of policies managed on ePension (annual net premiums) | 0.31 | 0.26 | +19% |
Language: | English |
Company: | Hypoport SE |
Heidestraße 8 | |
10557 Berlin | |
Germany | |
Phone: | +4930420861942 |
Fax: | +49/30 42086-1999 |
E-mail: | ir@hypoport.de |
Internet: | www.hypoport.de |
ISIN: | DE0005493365 |
WKN: | 549336 |
Indices: | SDAX |
Listed: | Regulated Market in Frankfurt (Prime Standard); Regulated Unofficial Market in Berlin, Dusseldorf, Hamburg, Hanover, Munich, Stuttgart, Tradegate Exchange |
EQS News ID: | 2170182 |
End of News | EQS News Service |
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Hypoport SE: Business Volume in Private Real Estate Financing Rises Significantly in the First Half of 2025
Igår, 07:10
EQS-News: Hypoport SE / Key word(s): Market Report Operational key figures for H1 2025 Hypoport SE: Business Volume in Private Real Estate Financing Rises Significantly in the First Half of 2025 • Europace transaction volume for real estate financing increased by 23% year-on-year in H1/25 • Cooperative banks with a marked increase of 31% year-on-year; savings banks up 23% year-on-year • Dr. Klein private customer sales volume up 23% year-on-year • Business models in the Financing Platforms segment maintained solid volumes despite a weak market environment • Customer acquisition momentum on the residential property management platform continued at a high level Berlin, 16 July 2025 – The operational key figures for Hypoport Group’s business models in private real estate financing developed positively in the first half of 2025. The Financing Platforms segment presented a mixed picture. Primarily driven by an improved market environment in private real estate financing, the combined volume of the Europace, Finmas, and Genopace platforms rose significantly by 23% year-on-year in the first half of 2025. The volume for Dr. Klein Privatkunden AG also grew strongly, recording an increase of 23%. This growth was mainly supported by loan volumes for the purpose of purchasing existing properties. This trend is partly a consequence of a steadily deteriorating rental market, which is becoming increasingly unattractive and unsustainable for a growing proportion of the population. Despite expanding regulation and the resulting high construction costs, loan volumes for new builds increased again from a low base. Borrowings for refinancing maturing fixed-interest loans rose slightly from a very low level, while loans for energy-efficient renovations by existing owners remained low. The abrupt interest rate spike in March – triggered by the announcement of increased German government debt – led to the anticipated pull-forward effects, resulting in transaction volumes in Q2 being somewhat lower than in Q1 2025, as expected. Dr. Klein Wowi Finanz arranged a slightly higher loan volume for the residential economy sector related to rental housing new builds and energy-efficient renovations compared to the extremely low level of the previous year. The increase in managed residential units on the housing management platform Dr. Klein Wowi Digital remained high at over 50%. The strong rise in business volume within corporate financing at REM Capital, as seen in Q1, was driven by a changed product mix towards smaller, lower-margin projects. A detailed breakdown of the key figures across all three segments can be found in the table below.
* All figures on the volume of financial products processed (mortgage finance, building finance (‘Bausparen’) and personal loans) are stated before cancellations and, consequently, cannot be compared directly with the revenue figures shown, which exclude subsequent cancellations. Neither the revenue nor the earnings generated by Hypoport can be directly extrapolated from the transaction figures given above. About Hypoport SE Hypoport SE is headquartered in Lübeck (Germany) and is the parent company of the Hypoport Group. The Group is a network of technology companies for the credit, housing and insurance industries with a workforce of more than 2,000 employees. It is structured in three operating segments: Real Estate & Mortgage Platforms, Insurance Platforms and Financing Platforms. The Real Estate & Mortgage Platforms segment operates Europace, which is an online B2B lending marketplace and the largest German platform offering mortgage finance. A fully integrated system links approximately 800 partners – banks, building finance associations, insurers and financial product distributors. Besides Europace, the joint ventures Finmas (Savings Banks Finance Group), Genopace (Cooperative Financial Network), Starpool (Deutsche Bank) and Baufinex (Bausparkasse Schwäbisch Hall) support the growth of the credit marketplace in various target groups. Dr. Klein, the largest franchise system for non-captive mortgage finance advice for consumers, is also assigned to this segment. Moreover, the Qualitypool brokerage pool, the FIO property sales platform for bank-affiliated estate agents and the Value AG property valuation platform are a key part of the value chain for homebuyers. The Financing Platforms segment comprises all technology and advisory companies in the Hypoport Group that cover finance products other than mortgage finance. It has a particular focus on finance for the housing industry (Dr. Klein Wowi and FIO Finance), corporate finance (REM Capital) and personal loans (Europace). In the Insurance Platforms segment, Smart Insur provides a web-based B2B platform for insurance products with variable pricing for private individuals and small businesses, supported by the Qualitypool brokerage pool and the underwriter Sia. The segment also includes ePension, a platform for occupational insurance products, and Corify, a platform for the tendering and management of industrial insurance policies. The shares of Hypoport SE are listed in the Prime Standard segment of the Frankfurt Stock Exchange (Deutsche Börse) and have been included in the SDAX or MDAX indices since 2015. Contact: Jan H. Pahl Tel: +49 (0)30 42086 1942 Hypoport SE Heidestrasse 8 10557 Berlin, Germany www.hypoport.com 2025 financial calendar: 10 March 2025: preliminary results FY 2024 24 March 2025: Anual report 2024 12 May 2025: Q1 results 2025 11 August 2025: Q2 results 2025 10 November 2025: Q3 results 2025 16.07.2025 CET/CEST Dissemination of a Corporate News, transmitted by EQS News - a service of EQS Group. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(€ billion) | Q2/25 | Q2/24 | Q2 change | H1/25 | H1/24 | H1 change | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Real Estate & Mortgage Platforms segment | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Mortgage transaction volume* on Europace | 17.97 | 16.09 | +12% | 38.35 | 31.22 | +23% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
of which mortgage transaction volume on Finmas | 2.81 | 2.46 | +14% | 5.84 | 4.74 | +23% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
of which mortgage transaction volume on Genopace | 4.59 | 3.92 | +17% | 9.81 | 7.49 | +31% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Average fixed-interest period for mortgages (in years) | 10.7 | 11.3 | -5% | 10.9 | 11.4 | -4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Building finance transaction volume* on Europace | 1.38 | 1.63 | -15% | 3.05 | 3.25 | -6% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of mortgages brokered* by Dr. Klein Privatkunden | 1.84 | 1.60 | +15% | 3.99 | 3.25 | +23% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Value of the residential properties inspected and appraised by VALUE AG | 8.81 | 7.50 | +17% | 17.92 | 15.41 | +16% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financing Platforms segment | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of new loans brokered on the property financing platform by Dr. Klein Wowi | 0.35 | 0.20 | +73% | 0.60 | 0.52 | +15% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Number of flats managed through Wowi Digital (‘000) | 568 | 359 | +58% | - | - | - | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of personal loan transactions* on Europace | 0.71 | 0.33 | +113% | 1.10 | 0.58 | +90% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of corporate finance projects at REM Capital (‘Bill’) | 1.79 | 1.88 | -5% | 3.64 | 3.69 | -1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Insurance Platforms segment | 30 June 2025 | 30 June 2024 | change | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of policies migrated to SMART INSUR (annual net premiums) | 4.97 | 4.55 | +9% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of policies migrated to SMART INSUR and validated (annual net premiums) | 1.93 | 1.71 | +13% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Volume of policies managed on ePension (annual net premiums) | 0.31 | 0.26 | +19% |
Language: | English |
Company: | Hypoport SE |
Heidestraße 8 | |
10557 Berlin | |
Germany | |
Phone: | +4930420861942 |
Fax: | +49/30 42086-1999 |
E-mail: | ir@hypoport.de |
Internet: | www.hypoport.de |
ISIN: | DE0005493365 |
WKN: | 549336 |
Indices: | SDAX |
Listed: | Regulated Market in Frankfurt (Prime Standard); Regulated Unofficial Market in Berlin, Dusseldorf, Hamburg, Hanover, Munich, Stuttgart, Tradegate Exchange |
EQS News ID: | 2170182 |
End of News | EQS News Service |
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