Swedbank’s interim report for the second quarter 2025
17 juli, 07:00
17 July 2025
Swedbank’s interim report for the second quarter 2025
Swedbank´s President and CEO Jens Henriksson comments: ”Swedbank has once again delivered a strong result”.
- Return on equity 15.4%
- Solid credit quality
- Further improved availability via telephone in Sweden during the quarter
Financial information | Q2 | Q1 | Jan-Jun | Jan-Jun | ||
SEKm | 2025 | 2025 | % | 2025 | 2024 | % |
Total income | 16 962 | 17 329 | -2 | 34 291 | 36 324 | -6 |
Net interest income | 10 917 | 11 489 | -5 | 22 406 | 24 764 | -10 |
Net commission income | 3 902 | 4 052 | -4 | 7 954 | 8 145 | -2 |
Net gains and losses on financial items | 856 | 541 | 58 | 1 398 | 1 593 | -12 |
Other income¹ | 1 286 | 1 247 | 3 | 2 533 | 1 822 | 39 |
Total expenses | 6 119 | 6 115 | 0 | 12 234 | 12 650 | -3 |
Profit before impairments, bank taxes and resolution fees | 10 843 | 11 214 | -3 | 22 057 | 23 674 | -7 |
Impairment of tangible and intangible assets | 0 | 0 | 0 | 32 | -99 | |
Credit impairments | 150 | -141 | 9 | -145 | ||
Bank taxes and resolution fees | 677 | 929 | -27 | 1 606 | 2 149 | -25 |
Profit before tax | 10 016 | 10 425 | -4 | 20 441 | 21 637 | -6 |
Tax expense | 2 130 | 2 229 | -4 | 4 360 | 4 614 | -6 |
Profit for the period | 7 886 | 8 196 | -4 | 16 082 | 17 023 | -6 |
Earnings per share, SEK, after dilution | 6.99 | 7.26 | 14.24 | 15.08 | ||
Return on equity, % | 15.4 | 15.2 | 15.2 | 17.1 | ||
C/I ratio | 0.36 | 0.35 | 0.36 | 0.35 | ||
Common Equity Tier 1 capital ratio, % | 19.7 | 19.7 | 19.7 | 20.1 | ||
Credit impairment ratio, % | 0.03 | -0.03 | 0.00 | -0.01 | ||
1) Other income includes the items Net insurance, Share of profit or loss of associates and joint ventures, and Other income from the Group income statement. |
For further information, please contact:
Maria Caneman, Head of Investor Relations, phone: +46 72 238 3210 email: maria.caneman@swedbank.se
Hannes Mård, Head of Press, phone +46 73 057 4195, e-mail: hannes.mard@swedbank.se
This information constitutes inside information and such information that Swedbank AB (publ) is obliged to make public pursuant to the EU Market Abuse Regulation (EU no 596/2014) and the Securities Market Act (2007:528). The information was submitted for publication, through the agency of the contact person set out above, July 17 2025, at 07:00 CEST.
Ämnen i artikeln
Swedbank’s interim report for the second quarter 2025
17 juli, 07:00
17 July 2025
Swedbank’s interim report for the second quarter 2025
Swedbank´s President and CEO Jens Henriksson comments: ”Swedbank has once again delivered a strong result”.
- Return on equity 15.4%
- Solid credit quality
- Further improved availability via telephone in Sweden during the quarter
Financial information | Q2 | Q1 | Jan-Jun | Jan-Jun | ||
SEKm | 2025 | 2025 | % | 2025 | 2024 | % |
Total income | 16 962 | 17 329 | -2 | 34 291 | 36 324 | -6 |
Net interest income | 10 917 | 11 489 | -5 | 22 406 | 24 764 | -10 |
Net commission income | 3 902 | 4 052 | -4 | 7 954 | 8 145 | -2 |
Net gains and losses on financial items | 856 | 541 | 58 | 1 398 | 1 593 | -12 |
Other income¹ | 1 286 | 1 247 | 3 | 2 533 | 1 822 | 39 |
Total expenses | 6 119 | 6 115 | 0 | 12 234 | 12 650 | -3 |
Profit before impairments, bank taxes and resolution fees | 10 843 | 11 214 | -3 | 22 057 | 23 674 | -7 |
Impairment of tangible and intangible assets | 0 | 0 | 0 | 32 | -99 | |
Credit impairments | 150 | -141 | 9 | -145 | ||
Bank taxes and resolution fees | 677 | 929 | -27 | 1 606 | 2 149 | -25 |
Profit before tax | 10 016 | 10 425 | -4 | 20 441 | 21 637 | -6 |
Tax expense | 2 130 | 2 229 | -4 | 4 360 | 4 614 | -6 |
Profit for the period | 7 886 | 8 196 | -4 | 16 082 | 17 023 | -6 |
Earnings per share, SEK, after dilution | 6.99 | 7.26 | 14.24 | 15.08 | ||
Return on equity, % | 15.4 | 15.2 | 15.2 | 17.1 | ||
C/I ratio | 0.36 | 0.35 | 0.36 | 0.35 | ||
Common Equity Tier 1 capital ratio, % | 19.7 | 19.7 | 19.7 | 20.1 | ||
Credit impairment ratio, % | 0.03 | -0.03 | 0.00 | -0.01 | ||
1) Other income includes the items Net insurance, Share of profit or loss of associates and joint ventures, and Other income from the Group income statement. |
For further information, please contact:
Maria Caneman, Head of Investor Relations, phone: +46 72 238 3210 email: maria.caneman@swedbank.se
Hannes Mård, Head of Press, phone +46 73 057 4195, e-mail: hannes.mard@swedbank.se
This information constitutes inside information and such information that Swedbank AB (publ) is obliged to make public pursuant to the EU Market Abuse Regulation (EU no 596/2014) and the Securities Market Act (2007:528). The information was submitted for publication, through the agency of the contact person set out above, July 17 2025, at 07:00 CEST.
Ämnen i artikeln
Stockholmsbörsen
-992x558.webp&w=3840&q=75)
Skanska
Rapportperioden
Aktierekommendationer
Swedbank
Stockholmsbörsen
Skanska
Rapportperioden
Aktierekommendationer
Swedbank
Marknadsöversikt
1 DAG %
Senast
1 mån
Privatekonomi med Placeras expert
Affärsvärlden
