Management Board of KRUK S.A. (the “Company”) announces that the Company and its subsidiaries (jointly the “Borrowers”) have executed an annex (the “Annex”) to the revolving multi-currency credit facility agreement (the “Credit Facility”) entered into with a syndicate of banks, which Agent is DNB Bank ASA.

The Annex provides for an increase in the Credit Facility limit, up to EUR 1,020m. and to extend the availability of the Credit Facility until July 3rd, 2031. Prior to the execution of the Annex, the amount available under the Credit Facility was EUR 755m.

At the same time, the amount of the surety provided for the liabilities arising under the Credit Facility and the declaration of submission to enforcement will stand at approximately EUR 1,530m.

No other terms of the Credit Facility agreement have been materially amended.

Contacts
Anna Kowalczyk
tel. no.: +48 71 790 2280
e-mail: ir@kruksa.pl

Tomasz Kałuziak
tel. no.: +48 71 345 6789
e-mail: ir@kruksa.pl

About Us
KRUK Group is a leading European player in debt management sector. The company was established in 1998 and now operates in Poland, Romania, Italy, Spain and France. KRUK is present on Warsaw Stock Exchange in Poland and is also regular issuer of bonds on Warsaw Bond Market - Catalyst.

This information is information that KRUK S.A. is obliged to make public pursuant to the EU Market Abuse Regulation. The information was submitted for publication, through the agency of the contact persons set out above, at 2026-10-22 11:30 CEST.

Attachments
Execution of annex to syndicated revolving credit facility agreement