The Bancorp, Inc. (“The Bancorp” or the “Company” or “we” or “our”) (NASDAQ: TBBK), a financial holding company, today reported its financial results for the second quarter of 2025.

Highlights

  • The Bancorp reported net income of $59.8 million, or $1.27 per diluted share (“EPS”), for the quarter ended June 30, 2025, compared to net income of $53.7 million, or $1.05 per diluted share, for the quarter ended June 30, 2024, or an EPS increase of 21%. While net income increased 11% between these periods, outstanding shares were reduced as a result of share repurchases.

  • Return on assets and return on equity for the quarter ended June 30, 2025, amounted to 2.6% and 28%, respectively, compared to 2.8% and 27%, respectively, for the quarter ended June 30, 2024 (all percentages “annualized”).

  • Net interest income increased 4% to $97.5 million for the quarter ended June 30, 2025, compared to $93.8 million for the quarter ended June 30, 2024. Certain loan fees on consumer fintech loans are recorded as non-interest income. Such non-interest income amounted to $4.0 million for the quarter ended June 30, 2025 and $140,000 for the quarter ended June 30, 2024. The second quarter of 2025 included $3.1 million of interest income from a security that was known as “CRE-2” and which was related to the Company’s discontinued commercial real estate securitization business. The CRE-2 interest was repaid in the quarter as a result of the final sale of underlying collateral related to that security. CRE-2 was the last security remaining related to the Company’s discontinued commercial real estate securitization business.

  • Net interest margin amounted to 4.44% for the quarter ended June 30, 2025, compared to 4.97% for the quarter ended June 30, 2024, and 4.07% for the quarter ended March 31, 2025.

  • Loans, net of deferred fees and costs were $6.54 billion at June 30, 2025, compared to $5.61 billion at June 30, 2024 and $6.38 billion at March 31, 2025. Those changes reflected an increase of 2% quarter over linked quarter and an increase of 17% year over year.

  • Gross dollar volume (“GDV”), representing the total amounts spent on prepaid, debit and credit cards totaled $43.65 billion, an increase of $6.51 billion, or 18%, for the quarter ended June 30, 2025, compared to the quarter ended June 30, 2024. The increase reflected continued organic volume growth with existing partners and products and the impact of new products launched within the past year. Total prepaid, debit card, ACH, and other payment fees increased 14% to $31.7 million for the second quarter of 2025 compared to the second quarter of 2024. Consumer credit fintech fees amounted to $4.0 million for the second quarter 2025.

  • Consumer fintech loans of $680.5 million increased 19% compared to a $574.0 million balance at March 31, 2025 and increased 871% compared to the June 30, 2024 balance of $70.1 million. Consumer fintech loans include $346.9 million of secured credit card accounts, which are backed dollar for dollar by cash collateral by each individual cardholder and are required to be repaid in-full monthly. The remaining Consumer fintech loans consist of cashflow underwritten short-term liquidity products to individual borrowers ranging in maturities from 30 to 365 days, with The Bancorp Bank, N.A.’s partner(s) providing a full guarantee against losses. The Bancorp Bank N.A. maintains cash collateral for the expected losses on dollars already lent, as well as right of offset against other revenues generated through those relationships.

  • As previously disclosed in the Current Report on Form 8-K the Company filed on July 14, 2025, the Bank amended its Master Services Agreement dated December 12, 2023 with Block, Inc. (“Block”) by entering into a Card Issuing Addendum which provides for debit and prepaid card issuance and related services for Cash App customers. The initial term of the Card Issuing Addendum is for a period of five (5) years. The Bank expects the expansion of these services to Block to begin in 2026 and will provide material updates on the program as it progresses through the implementation cycle.

  • Small business loans (“SBLs”), including those held at fair value, amounted to $1.05 billion at June 30, 2025, or 11% higher year over year, and 4% higher quarter over linked quarter, excluding the impact of loans with related secured borrowings.

  • Direct lease financing balances decreased 2% year over year to $698.1 million at June 30, 2025, and decreased 2% from March 31, 2025.

  • Real estate bridge loans (“REBL”) portfolio of $2.14 billion decreased 3% compared to a $2.21 billion balance at March 31, 2025, and increased 1% compared to the June 30, 2024 balance of $2.12 billion. These real estate bridge loans consist entirely of rehabilitation loans for apartment buildings. The Company’s $2.14 billion REBL portfolio at June 30, 2025, has a weighted average origination date “as is” loan-to-value ratio of 70%, based on third-party appraisals.

  • Security backed lines of credit (“SBLOC”), insurance backed lines of credit (“IBLOC”), and investment advisor financing loans collectively increased 4% year over year and increased 2% quarter over linked quarter to $1.87 billion at June 30, 2025.

  • The average interest rate on $8.18 billion of average deposits and interest-bearing liabilities during the second quarter of 2025 was 2.23%. Average deposits of $8.06 billion for the second quarter of 2025 increased $1.34 billion, or 20% over second quarter 2024.

  • As of June 30, 2025, the Company’s Tier 1 capital to average assets (leverage), Tier 1 capital to risk-weighted assets, total capital to risk-weighted assets and common equity Tier 1 to risk-weighted assets ratios were 9.40%, 14.42%, 15.45% and 14.42%, respectively, compared to well-capitalized minimums of 5%, 8%, 10% and 6.5%, respectively. The Bancorp Bank, N.A. also remains well capitalized under banking regulations.

  • Book value per common share at June 30, 2025, was $18.60 compared to $15.77 per common share at June 30, 2024, an increase of 18%.

  • The Bancorp repurchased 753,898 shares of its common stock at an average cost of $49.75 per share during the quarter ended June 30, 2025. As a result of share repurchases, outstanding shares, net of treasury shares, at June 30, 2025 amounted to 46.3 million, compared to 49.3 million shares at June 30, 2024, or a reduction of 6%.

  • The vast majority of The Bancorp’s funding is comprised of FDIC-insured and/or small balance accounts, which adjust to only a portion of changes in rates. The Company also has lines of credit with U.S. government sponsored agencies totaling approximately $3.08 billion as of June 30, 2025, as well as access to other forms of liquidity.

  • In the second quarter of 2024, the Company purchased approximately $900 million of fixed-rate, government-sponsored-entity-backed commercial and residential mortgage securities of varying maturities, with an approximate 5.11% weighted average yield, and estimated weighted average lives of eight years, to reduce its exposure to lower levels of net interest income. Such purchases would also reduce the additional net interest income which will result if the Federal Reserve increases rates. While there are many variables and limitations to estimating exposure to changes in rates, such purchases and continuing fixed rate loan originations are projected to reduce such exposure to modest levels. In prior years, The Bancorp deferred adding fixed rate securities when yields were particularly low, which has afforded the flexibility to benefit from, and secure, more advantageous securities and loan rates.

“The Bancorp had another quarter of Fintech growth and momentum,” said Damian Kozlowski, CEO of The Bancorp. “We continue to have significant relationship and product expansion that we believe will drive future growth. We are continuing to maintain our guidance of $5.25 earnings per share for 2025. We are also announcing Project 7. We are targeting at least a $7 earnings per share run-rate by the fourth quarter of 2026. We plan to accomplish this goal through Fintech revenue growth, buybacks of shares, and efficiency and productivity gains by reallocating or reducing resources where appropriate.”

Conference Call Webcast

You may access the LIVE webcast of The Bancorp’s Quarterly Earnings Conference Call at 8:00 AM ET Friday, July 25, 2025, by clicking on the webcast link on The Bancorp’s homepage at www.thebancorp.com or you may dial 1.800.549.8228, conference ID 45285. You may listen to the replay of the webcast following the live call on The Bancorp’s investor relations website (archived for one year) or telephonically until Friday, August 1, 2025, by dialing 1.888.660.6264, playback code 45285#.

About The Bancorp

The Bancorp, Inc. (NASDAQ: TBBK), headquartered in Wilmington, Delaware, through its subsidiary, The Bancorp Bank, National Association, provides a variety of services including providing non-bank financial companies with the people, processes, and technology to meet their unique banking needs. Through its Fintech Solutions, Institutional Banking, Commercial Lending, and Real Estate Bridge Lending businesses, The Bancorp provides partner-focused solutions paired with cutting-edge technology for companies that range from entrepreneurial startups to Fortune 500 companies. With over 20 years of experience, The Bancorp has become a leader in the financial services industry, earning recognition as the #1 issuer of prepaid cards in the U.S., a nationwide provider of bridge financing for real estate capital improvement plans, an SBA National Preferred Lender, a leading provider of securities-backed lines of credit, with one of the few bank-owned commercial vehicle leasing groups. By its company-wide commitment to excellence, The Bancorp has also been ranked as one of the 100 Fastest-Growing Companies by Fortune, a Top 50 Employer by Equal Opportunity Magazine and was selected to be included in the S&P Small Cap 600. For more about The Bancorp, visit https://thebancorp.com/.

Forward-Looking Statements

Statements in this earnings release regarding The Bancorp’s business that are not historical facts, are “forward-looking statements.” These statements may be identified by the use of forward-looking terminology, including, but not limited to the words “intend,” “may,” “believe,” “will,” “expect,” “look,” “anticipate,” “plan,” “estimate,” “continue,” or similar words. Forward-looking statements include, but are not limited to, statements regarding our anticipated 2025 results, future growth, productivity and efficiency, and share repurchases. Such forward-looking statements relate to our current assumptions, projections and expectations about our business and future events, including current expectations about important economic and political factors, among other factors, and are subject to risks and uncertainties, which could cause the actual results, events, or achievements to differ materially from those set forth in or implied by the forward-looking statements and related assumptions. Factors that could cause results to differ from those expressed in the forward-looking statements also include, but are not limited to the risks and uncertainties referenced or described in The Bancorp’s filings with the Securities and Exchange Commission, including the “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” sections of the Company’s Annual Report on Form 10-K/A, as amended, for the fiscal year ended December 31, 2024 and other documents that the Company files from time to time with the Securities and Exchange Commission. The forward-looking statements speak only as of the date of this press release. The Bancorp does not undertake any duty to publicly revise or update forward-looking statements in this press release to reflect events or circumstances that arise after the date of this press release, except as may be required under applicable law.

Source: The Bancorp, Inc.

The Bancorp, Inc.

Financial highlights

(unaudited)

Three months ended

Six months ended

June 30,

June 30,

Consolidated condensed income statements

2025

2024

2025

2024

(Dollars in thousands, except per share and share data)

Net interest income

$

97,492

$

93,795

$

189,235

$

188,213

Provision for credit losses on non-consumer fintech loans

1,494

1,477

2,368

3,840

Provision for credit losses on consumer fintech loans

43,233

—

89,101

—

Provision (reversal) for unfunded commitments

(364

)

(225

)

(253

)

(419

)

Non-interest income

Fintech fees

ACH, card and other payment processing fees

5,562

3,000

10,694

5,964

Prepaid, debit card and related fees

26,113

24,755

51,827

49,041

Consumer credit fintech fees

3,970

140

7,570

140

Total fintech fees

35,645

27,895

70,091

55,145

Net realized and unrealized gains (losses) on commercial

loans, at fair value

344

503

705

1,599

Leasing related income

2,131

1,429

4,103

1,817

Consumer fintech loan credit enhancement

43,233

—

89,101

—

Other non-interest income

2,390

895

3,385

1,543

Total non-interest income

83,743

30,722

167,385

60,104

Non-interest expense

Salaries and employee benefits

37,134

33,863

70,803

64,143

Data processing expense

1,227

1,423

2,432

2,844

Legal expense

1,863

633

3,820

1,454

FDIC insurance

1,202

869

2,255

1,714

Software

5,144

4,637

10,157

9,126

Other non-interest expense

10,653

10,021

21,050

18,877

Total non-interest expense

57,223

51,446

110,517

98,158

Income before income taxes

79,649

71,819

154,887

146,738

Income tax expense

19,828

18,133

37,893

36,623

Net income

59,821

53,686

116,994

110,115

Net income per share - basic

$

1.28

$

1.05

$

2.49

$

2.12

Net income per share - diluted

$

1.27

$

1.05

$

2.46

$

2.10

Weighted average shares - basic

46,598,535

50,937,055

46,904,592

51,842,097

Weighted average shares - diluted

47,182,770

51,337,491

47,565,580

52,327,122

Condensed consolidated balance sheets

June 30,

March 31,

December 31,

June 30,

2025 (unaudited)

2025 (unaudited)

2024

2024 (unaudited)

(Dollars in thousands, except share data)

Assets:

Cash and cash equivalents

Cash and due from banks

$

11,637

$

9,684

$

6,064

$

5,741

Interest earning deposits at Federal Reserve Bank

328,628

1,011,585

564,059

399,853

Total cash and cash equivalents

340,265

1,021,269

570,123

405,594

Investment securities, available-for-sale, at fair value, net of $10.0 million allowance for credit loss effective December 31, 2023, and $0 at December 31, 2024

1,481,500

1,488,184

1,502,860

1,581,006

Commercial loans, at fair value

185,476

211,580

223,115

265,193

Loans, net of deferred fees and costs

6,535,432

6,380,150

6,113,628

5,605,727

Allowance for credit losses

(59,393

)

(52,497

)

(44,853

)

(28,575

)

Loans, net

6,476,039

6,327,653

6,068,775

5,577,152

Federal Home Loan Bank, Atlantic Central Bankers Bank, and Federal Reserve Bank stock

16,250

16,250

15,642

15,642

Premises and equipment, net

26,495

27,130

27,566

28,038

Accrued interest receivable

40,607

42,464

41,713

43,720

Intangible assets, net

1,055

1,154

1,254

1,452

Other real estate owned

66,054

67,129

62,025

57,861

Deferred tax asset, net

12,436

13,585

18,874

20,556

Credit enhancement asset

26,982

20,199

12,909

—

Other assets

166,072

149,130

182,687

149,187

Total assets

$

8,839,231

$

9,385,727

$

8,727,543

$

8,145,401

Liabilities:

Deposits

Demand and interest checking

$

7,705,813

$

8,283,262

$

7,434,212

$

7,095,391

Savings and money market

60,122

81,320

311,834

60,297

Total deposits

7,765,935

8,364,582

7,746,046

7,155,688

Senior debt

96,391

96,303

96,214

96,037

Subordinated debenture

13,401

13,401

13,401

13,401

Other long-term borrowings

13,898

13,988

14,081

38,283

Other liabilities

89,340

67,766

68,018

65,001

Total liabilities

$

7,978,965

$

8,556,040

$

7,937,760

$

7,368,410

Shareholders' equity:

Common stock - authorized, 75,000,000 shares of $1.00 par value; 48,104,006 and 46,262,932 shares issued and outstanding, respectively, at June 30, 2025 and 49,267,403 shares issued and outstanding at June 30, 2024

48,104

48,067

47,713

49,268

Additional paid-in capital

12,608

7,470

3,233

72,171

Retained earnings

896,149

836,328

779,155

671,730

Accumulated other comprehensive income (loss)

1,609

(1,840

)

(17,637

)

(16,178

)

Treasury stock at cost, 1,841,074 shares at June 30, 2025 and 0 shares at June 30, 2024, respectively

(98,204

)

(60,338

)

(22,681

)

—

Total shareholders' equity

860,266

829,687

789,783

776,991

Total liabilities and shareholders' equity

$

8,839,231

$

9,385,727

$

8,727,543

$

8,145,401

Average balance sheet and net interest income

Three months ended June 30, 2025

Three months ended June 30, 2024

(Dollars in thousands; unaudited)

Average

Average

Average

Average

Assets:

Balance

Interest

Rate

Balance

Interest

Rate

Interest earning assets:

Loans, net of deferred fees and costs(1)

$

6,560,873

$

112,188

6.84

%

$

5,749,565

$

114,970

8.00

%

Leases-bank qualified(2)

7,723

174

9.01

%

4,621

117

10.13

%

Investment securities-taxable(3)

1,462,603

22,393

6.12

%

1,454,393

17,520

4.82

%

Investment securities-nontaxable(2)

8,385

131

6.25

%

2,895

50

6.91

%

Interest earning deposits at Federal Reserve Bank

756,603

8,326

4.40

%

341,863

4,677

5.47

%

Net interest earning assets

8,796,187

143,212

6.51

%

7,553,337

137,334

7.27

%

Allowance for credit losses

(52,444

)

(28,568

)

Other assets

344,627

266,061

$

9,088,370

$

7,790,830

Liabilities and Shareholders' Equity:

Deposits:

Demand and interest checking

$

7,991,121

$

43,402

2.17

%

$

6,657,386

$

39,542

2.38

%

Savings and money market

65,637

561

3.42

%

60,212

457

3.04

%

Total deposits

8,056,758

43,963

2.18

%

6,717,598

39,999

2.38

%

Short-term borrowings

439

5

4.56

%

92,412

1,295

5.61

%

Long-term borrowings

13,957

198

5.67

%

38,362

685

7.14

%

Subordinated debentures

13,401

257

7.67

%

13,401

291

8.69

%

Senior debt

96,333

1,233

5.12

%

95,984

1,234

5.14

%

Total deposits and liabilities

8,180,888

45,656

2.23

%

6,957,757

43,504

2.50

%

Other liabilities

62,505

36,195

Total liabilities

8,243,393

6,993,952

Shareholders' equity

844,977

796,878

$

9,088,370

$

7,790,830

Net interest income on tax equivalent basis(2)

$

97,556

$

93,830

Tax equivalent adjustment

64

35

Net interest income

$

97,492

$

93,795

Net interest margin(2)

4.44

%

4.97

%

(1) Includes commercial loans, at fair value. All periods include non-accrual loans.

(2) Full taxable equivalent basis, using 21% respective statutory federal tax rates in 2025 and 2024.

(3) The second quarter of 2025 included $3.1 million of interest income from a security that was known as “CRE-2” and which was related to the Company’s discontinued commercial real estate securitization business. The CRE-2 interest was repaid in the quarter as a result of the final sale of underlying collateral related to that security. CRE-2 was the last security remaining related to the Company’s discontinued commercial real estate securitization business. 

Average balance sheet and net interest income

Six months ended June 30, 2025

Six months ended June 30, 2024

(Dollars in thousands; unaudited)

Average

Average

Average

Average

Assets:

Balance

Interest

Rate

Balance

Interest

Rate

Interest earning assets:

Loans, net of deferred fees and costs(1)

$

6,471,242

$

220,990

6.83

%

$

5,733,413

$

229,130

7.99

%

Leases-bank qualified(2)

6,793

313

9.22

%

4,683

233

9.95

%

Investment securities-taxable(3)

1,475,892

40,520

5.49

%

1,093,996

27,154

4.96

%

Investment securities-nontaxable(2)

7,326

236

6.44

%

2,895

100

6.91

%

Interest earning deposits at Federal Reserve Bank

945,453

21,006

4.44

%

607,968

16,561

5.45

%

Net interest earning assets

8,906,706

283,065

6.36

%

7,442,955

273,178

7.34

%

Allowance for credit losses

(48,700

)

(27,862

)

Other assets

354,939

323,244

$

9,212,945

$

7,738,337

Liabilities and Shareholders' Equity:

Deposits:

Demand and interest checking

$

8,082,390

$

88,447

2.19

%

$

6,553,107

$

78,256

2.39

%

Savings and money market

100,966

1,891

3.75

%

55,591

904

3.25

%

Total deposits

8,183,356

90,338

2.21

%

6,608,698

79,160

2.40

%

Short-term borrowings

220

5

4.55

%

46,892

1,314

5.60

%

Repurchase agreements

—

—

—

6

—

—

Long-term borrowings

14,003

393

5.61

%

38,439

1,371

7.13

%

Subordinated debentures

13,401

512

7.64

%

13,401

583

8.70

%

Senior debt

96,289

2,467

5.12

%

95,939

2,467

5.14

%

Total deposits and liabilities

8,307,269

93,715

2.26

%

6,803,375

84,895

2.50

%

Other liabilities

80,651

142,826

Total liabilities

8,387,920

6,946,201

Shareholders' equity

825,025

792,136

$

9,212,945

$

7,738,337

Net interest income on tax equivalent basis(2)

$

189,350

$

188,283

Tax equivalent adjustment

115

70

Net interest income

$

189,235

$

188,213

Net interest margin(2)

4.25

%

5.06

%

(1) Includes commercial loans, at fair value. All periods include non-accrual loans.

(2) Full taxable equivalent basis, using 21% respective statutory federal tax rates in 2025 and 2024.

(3) The second quarter of 2025 included $3.1 million of interest income from a security that was known as “CRE-2” and which was related to the Company’s discontinued commercial real estate securitization business. The CRE-2 interest was repaid in the quarter as a result of the final sale of underlying collateral related to that security. CRE-2 was the last security remaining related to the Company’s discontinued commercial real estate securitization business.

Capital ratios

Tier 1 capital

Tier 1 capital

Total capital

Common equity

to average

to risk-weighted

to risk-weighted

Tier 1 to risk

assets ratio

assets ratio

assets ratio

weighted assets

As of June 30, 2025

The Bancorp, Inc.

9.40%

14.42%

15.45%

14.42%

The Bancorp Bank, National Association

10.33%

15.80%

16.83%

15.80%

"Well capitalized" institution (under federal regulations-Basel III)

5.00%

8.00%

10.00%

6.50%

As of December 31, 2024

The Bancorp, Inc.

9.41%

13.85%

14.65%

13.85%

The Bancorp Bank, National Association

10.38%

15.25%

16.06%

15.25%

"Well capitalized" institution (under federal regulations-Basel III)

5.00%

8.00%

10.00%

6.50%

Three months ended

Six months ended

June 30,

June 30,

2025

2024

2025

2024

Selected operating ratios

Return on average assets(1)

2.64%

2.77%

2.56%

2.86%

Return on average equity(1)

28.40%

27.10%

28.60%

27.95%

Net interest margin

4.44%

4.97%

4.25%

5.06%

(1) Annualized

Book value per share table

June 30,

March 31,

December 31,

June 30,

2025

2025

2024

2024

Book value per share

$

18.60

$

17.66

$

16.69

$

15.77

Gross dollar volume (GDV)(1)

Three months ended

June 30,

March 31,

December 31,

June 30,

2025

2025

2024

2024

(Dollars in thousands)

Prepaid and debit card GDV

$

43,649,005

$

44,650,422

$

39,656,909

$

37,139,200

(1) Gross dollar volume represents the total dollar amount spent on prepaid, debit and credit cards issued by The Bancorp Bank, N.A.

Business line quarterly summary:

Quarter ended June 30, 2025

(Dollars in millions)

Balances

% Growth

Major business lines

Average approximate rates(1)

Balances(2)

Year over Year

Linked quarter annualized

Loans

Institutional banking(3)

6.2%

$

1,873

4%

7%

Small business lending(4)

7.3%

1,047

11%

15%

Leasing

8.2%

698

(2%)

(7%)

Commercial real estate (non-SBA loans, at fair value)

7.5%

109

nm

nm

Real estate bridge loans (recorded at book value)

8.2%

2,140

1%

(13%)

Consumer fintech loans - interest bearing

5.2%

60

nm

nm

Consumer fintech loans - non-interest bearing(5)

—

620

nm

nm

Weighted average yield

6.7%

$

6,547

Non-interest income

% Growth

Deposits: Fintech solutions group

Current quarter

Year over Year

Prepaid and debit card issuance, consumer fintech loan fees, and other payments fees

2.2%

$

7,761

20%

nm

$

35.6

28%

(1) Average rates are for the three months ended June 30, 2025.

(2) Loan and deposit categories are based on period-end and average quarterly balances, respectively.

(3) Institutional Banking loans are comprised of SBLOC loans collateralized by marketable securities, IBLOC loans collateralized by the cash surrender value of eligible life insurance policies, and investment advisor financing.

(4) Small Business Lending is substantially comprised of SBA-guaranteed loans. Growth rates exclude the impact of $4 million of loans that do not qualify for true sale accounting at June 30, 2025 compared to $4 million at prior quarter end and $29 million at June 30, 2024.

(5) Income related to non-interest-bearing balances is included in non-interest income.

Summary of credit lines available

The Bancorp Bank, N.A. maintains lines of credit exceeding potential liquidity requirements as follows. The Bancorp also has access to other substantial sources of liquidity.

June 30, 2025

(Dollars in thousands)

Federal Reserve Bank

$

2,049,770

Federal Home Loan Bank

1,027,750

Total lines of credit available

$

3,077,520

Estimated insured vs uninsured deposits

The vast majority of The Bancorp Bank, N.A.’s deposits are low balance, insured deposits, and accordingly do not constitute the liquidity risk experienced by certain institutions. The deposit base is comprised as follows.

June 30, 2025

Insured

94%

Low balance accounts(1)

3%

Other uninsured

3%

Total deposits

100%

(1) Comprised of small balances, such as anonymous gift cards and corporate incentive cards for which there is no identified depositor.

Allowance for credit losses

Six months ended

Year ended

June 30,

June 30,

December 31,

2025 (unaudited)

2024 (unaudited)

2024

(Dollars in thousands)

Balance in the allowance for credit losses at beginning of period

$

44,853

$

27,378

$

27,378

Loans charged-off:

SBA non-real estate

171

417

708

Direct lease financing

1,520

2,301

4,575

Consumer - home equity

—

10

10

Consumer fintech

89,627

—

19,619

Other loans

704

6

8

Total

92,022

2,734

24,920

Recoveries:

SBA non-real estate

61

32

229

Direct lease financing

429

59

318

Consumer fintech

14,599

—

1,877

Consumer - home equity

4

—

1

Total

15,093

91

2,425

Net charge-offs

76,929

2,643

22,495

Provision for credit losses on non-consumer fintech loans

2,368

3,840

9,319

Provision for credit losses on consumer fintech loans

89,101

—

30,651

Balance in allowance for credit losses at end of period

$

59,393

$

28,575

$

44,853

Net charge-offs/average loans

1.23%

0.05%

0.40%

Net charge-offs/average assets

0.84%

0.03%

0.28%

Loan portfolio

  • The Bancorp Bank, N.A. emphasizes safety and soundness, and its balance sheet has a risk profile enhanced by the special nature of the collateral supporting its loan niches, related underwriting, and the characteristics of its funding sources, including those highlighted in the bullets below. Those loan niches and funding sources have contributed to increased earnings levels, even during periods in which markets have experienced various economic stresses.

  • In its REBL portfolio, the Company has minimal exposure to non-multifamily commercial real estate such as office buildings, and instead has a portfolio largely comprised of rehabilitation bridge loans for apartment buildings. These loans generally have three-year terms with two one-year extension options to allow for the rehabilitation work to be completed and rentals stabilized for an extended period, before being refinanced at lower rates through U.S. Government Sponsored Entities or other lenders. The REBL portfolio consists primarily of workforce housing, which we consider to be working class apartments at more affordable rental rates. Related collateral values should accordingly be more stable than higher rent properties, even in stressed economies. While the macro-economic environment has challenged the multifamily bridge space, the stability of the Company’s REBL portfolio is evidenced by the estimated values of the underlying collateral. The Company’s $2.14 billion REBL portfolio at June 30, 2025, has a weighted average origination date “as is” loan-to-value ratio of 70%, based on third-party appraisals. Further, the weighted average origination date “as stabilized” LTV, which measures the estimated value of the apartments after the rehabilitation is complete may provide even greater protection.

  • As part of the underwriting process, The Bancorp Bank, N.A. reviews prospective borrowers’ previous rehabilitation experience in addition to overall financial wherewithal. These transactions also include significant borrower equity contributions with required performance metrics. Underwriting generally includes, but is not limited to, assessment of local market information relating to vacancy and rental rates, review of post rehabilitation rental rate assumptions against geo-specific affordability indices, negative news searches, lien searches, visitations by bank personnel and/or designated engineers, and other information sources.

  • Rehabilitation progress is monitored through ongoing draw requests and financial reporting covenants. This generally allows for early identification of potential issues, and expedited action to address on a timely basis.

  • Operations and ongoing loan evaluation are overseen by multiple levels of management, in addition to the REBL team’s experienced professional staff and third-party consultants utilized during the underwriting and asset management process. This oversight includes a separate loan committee specific to REBL, which is comprised of seasoned and experienced lending professionals who do not directly report to anyone on the REBL team. There is also a separate loan review department, a surveillance committee, and additional staff which evaluate potential losses under the current expected credit losses methodology (“CECL”), all of which similarly do not report to anyone on the REBL team.

  • SBLOC and IBLOC portfolios are respectively secured by marketable securities and the cash value of life insurance. The majority of SBA 7(a) loans are government guaranteed, while SBA 504 loans are made with 50%-60% LTVs.

  • Additional details regarding our loan portfolios are included in the body of this press release and the related tables in this press release, as is the summarization of the earnings contributions of our payments businesses, which further enhances The Bancorp’s risk profile. The Company’s risk profile inherent in its loan portfolios, funding, and earnings levels, may present opportunities to further increase stockholder value, while still prudently maintaining capital levels.

June 30,

March 31,

December 31,

June 30,

2025 (unaudited)

2025 (unaudited)

2024

2024 (unaudited)

(Dollars in thousands)

SBL non-real estate

$

204,087

$

191,750

$

190,322

$

171,893

SBL commercial mortgage

723,754

681,454

662,091

647,894

SBL construction

30,705

42,026

34,685

30,881

Small business loans

958,546

915,230

887,098

850,668

Direct lease financing

698,086

709,978

700,553

711,403

SBLOC / IBLOC(1)

1,601,405

1,577,170

1,564,018

1,558,095

Advisor financing

272,155

265,950

273,896

238,831

Real estate bridge loans

2,140,039

2,212,054

2,109,041

2,119,324

Consumer fintech(2)

680,487

574,048

454,357

70,081

Other loans(3)

169,945

112,322

111,328

46,592

6,520,663

6,366,752

6,100,291

5,594,994

Unamortized loan fees and costs

14,769

13,398

13,337

10,733

Total loans, including unamortized fees and costs

$

6,535,432

$

6,380,150

$

6,113,628

$

5,605,727

Small business portfolio

June 30,

March 31,

December 31,

June 30,

2025 (unaudited)

2025 (unaudited)

2024

2024 (unaudited)

(Dollars in thousands)

SBL, including unamortized fees and costs

$

970,116

$

925,877

$

897,077

$

860,226

SBL, included in loans, at fair value

76,830

83,448

89,902

104,146

Total small business loans(4)

$

1,046,946

$

1,009,325

$

986,979

$

964,372

(1) SBLOC loans are collateralized by marketable securities, while IBLOC are collateralized by the cash surrender value of insurance policies. At June 30, 2025 and December 31, 2024, IBLOC loans amounted to $513.9 million and $548.1 million, respectively.

(2) At June 30, 2025, consumer fintech loans consisted of $346.9 million of secured credit card loans, with the balance comprised of other short-term extensions of credit.

(3) Includes demand deposit overdrafts reclassified as loan balances totaling $6.4 million and $1.2 million at June 30, 2025 and December 31, 2024, respectively. Estimated overdraft charge-offs and recoveries are reflected in the allowance for credit losses and are immaterial.

(4) The SBLs held at fair value are comprised of the government guaranteed portion of 7(a) Program loans at the dates indicated.

Small business loans as of June 30, 2025

Loan principal

(Dollars in millions)

U.S. government guaranteed portion of SBA loans(1)

$

397

Commercial mortgage SBA(2)

382

Construction SBA(3)

18

Non-guaranteed portion of U.S. government guaranteed 7(a) Program loans(4)

117

Non-SBA SBLs

116

Other(5)

4

Total principal

$

1,034

Unamortized fees and costs

13

Total SBLs

$

1,047

(1) Includes the portion of SBA 7(a) Program loans which have been guaranteed by the U.S. government, and therefore are assumed to have no credit risk.

(2) Substantially all these loans are made under the 504 Program, which dictates origination date LTV percentages, generally 50%-60%, to which The Bancorp Bank, N.A. adheres.

(3) Includes $13 million in 504 Program first mortgages with an origination date LTV of 50%-60%, and $5 million in SBA interim loans with an approved SBA post-construction full takeout/payoff.

(4) Includes the unguaranteed portion of 7(a) Program loans which are 70% or more guaranteed by the U.S. government. SBA 7(a) Program loans are not made on the basis of real estate LTV; however, they are subject to SBA's "All Available Collateral" rule which mandates that to the extent a borrower or its 20% or greater principals have available collateral (including personal residences), the collateral must be pledged to fully collateralize the loan, after applying SBA-determined liquidation rates. In addition, all 7(a) Program loans and 504 Program loans require the personal guaranty of all 20% or greater owners.

(5) Comprised of $4 million of loans sold that do not qualify for true sale accounting.

Small business loans by type as of June 30, 2025

(Excludes government guaranteed portion of SBA 7(a) Program)

SBL commercial mortgage(1)

SBL construction(1)

SBL non-real estate

Total

% Total

(Dollars in millions)

Hotels (except casino hotels) and motels

$

88

$

—

$

—

$

88

14%

Funeral homes and funeral services

44

—

38

82

13%

Full-service restaurants

31

2

3

36

6%

Child day care services

25

—

3

28

4%

Car washes

11

11

—

22

4%

Homes for the elderly

16

—

—

16

2%

Gasoline stations with convenience stores

15

—

—

15

2%

Outpatient mental health and substance abuse centers

15

—

—

15

2%

General line grocery merchant wholesalers

13

—

—

13

2%

Fitness and recreational sports centers

8

—

2

10

2%

Plumbing, heating, and air-conditioning companies

9

—

1

10

2%

Nursing care facilities

9

—

—

9

1%

Caterers

9

—

—

9

1%

Offices of lawyers

9

—

—

9

1%

Used car dealers

7

—

—

7

1%

Limited-service restaurants

3

—

3

6

1%

All other specialty trade contractors

6

—

1

7

1%

General warehousing and storage

6

—

—

6

1%

Automotive body, paint, and interior repair

6

—

—

6

1%

Other accounting services

6

—

—

6

1%

Appliance repair and maintenance

6

—

—

6

1%

Residential remodelers

5

—

—

5

1%

Other(2)

185

7

30

222

36%

Total

$

532

$

20

$

81

$

633

100%

(1) Of the SBL commercial mortgage and SBL construction loans, $153 million represents the total of the non-guaranteed portion of SBA 7(a) Program loans and non-SBA loans. The balance of those categories represents SBA 504 Program loans with 50%-60% origination date LTVs. SBL Commercial excludes $4 million of loans sold that do not qualify for true sale accounting.

(2) Loan types of less than $5 million are spread over approximately one hundred different business types.

State diversification as of June 30, 2025

(Excludes government guaranteed portion of SBA 7(a) Program loans)

SBL commercial mortgage(1)

SBL construction(1)

SBL non-real estate

Total

% Total

(Dollars in millions)

California

$

141

$

6

$

6

$

153

24%

Florida

83

7

4

94

15%

North Carolina

44

—

4

48

8%

New York

41

—

3

44

7%

Texas

29

4

6

39

6%

New Jersey

31

—

7

38

6%

Pennsylvania

19

—

13

32

5%

Georgia

25

3

2

30

5%

Other states

119

—

36

155

24%

Total

$

532

$

20

$

81

$

633

100%

(1) Of the SBL commercial mortgage and SBL construction loans, $153 million represents the total of the non-guaranteed portion of SBA 7(a) Program loans and non-SBA loans. The balance of those categories represents SBA 504 Program loans with 50%-60% origination date LTVs. SBL Commercial excludes $4 million of loans that do not qualify for true sale accounting.

Top 10 loans as of June 30, 2025

Type(1)

State

SBL commercial mortgage

(Dollars in millions)

General line grocery merchant wholesalers

CA

$

13

Funeral homes and funeral services

ME

12

Funeral homes and funeral services

PA

12

Outpatient mental health and substance abuse center

FL

10

Hotel

FL

8

Lawyer's office

CA

8

Hotel

VA

7

Hotel

NC

7

Funeral homes and funeral services

ME

6

Charter bus industry

NY

6

Total

$

89

(1) The table above does not include loans to the extent that they are U.S. government guaranteed.

Commercial real estate loans, excluding SBA loans, are as follows including LTV at origination:

Type as of June 30, 2025

Type

# Loans

Balance

Weighted average origination date LTV

Weighted average interest rate

(Dollars in millions)

Real estate bridge loans (multifamily apartment loans recorded at amortized cost)(1)

177

$

2,140

70%

8.50%

Non-SBA commercial real estate loans, at fair value:

Multifamily (apartment bridge loans)(1)

2

$

69

69%

7.06%

Hospitality (hotels and lodging)

1

19

66%

9.75%

Retail

2

12

72%

8.20%

Other

2

9

71%

4.96%

7

109

69%

7.52%

Fair value adjustment

—

Total non-SBA commercial real estate loans, at fair value

109

Total commercial real estate loans

$

2,249

70%

8.45%

(1) In the third quarter of 2021, we resumed the origination of bridge loans for multi-family apartment rehabilitation which comprise these categories. Such loans held at fair value were originally intended for sale, but are now being retained on the balance sheet. In addition to “as is” origination date appraisals, on which the weighted average origination date LTVs are based, third-party appraisers also estimated “as stabilized” values, which represents additional potential collateral value as rehabilitation progresses, and units are re-leased at stabilized rental rates. The weighted average origination date “as stabilized” LTV was estimated at 60%.

State diversification as of June 30, 2025

15 largest loans as of June 30, 2025

State

Balance

Origination date LTV

State

Balance

Origination date LTV

(Dollars in millions)

(Dollars in millions)

Texas

$

681

71%

Texas

$

46

75%

Georgia

326

70%

Texas

40

64%

Florida

232

68%

Michigan

39

62%

New Jersey

136

69%

Texas

36

67%

Indiana

130

71%

Florida

35

72%

Ohio

119

71%

New Jersey

34

62%

Michigan

75

64%

Pennsylvania

34

63%

Other states each <$65 million

550

70%

Indiana

34

76%

Total

$

2,249

70%

New Jersey

31

71%

Texas

31

77%

Georgia

30

69%

Ohio

29

74%

Texas

27

79%

New Jersey

26

71%

Texas

25

70%

15 largest commercial real estate loans

$

497

70%

Institutional banking loans outstanding at June 30, 2025

Type

Principal

% of total

(Dollars in millions)

SBLOC

$

1,087

58%

IBLOC

514

27%

Advisor financing

272

15%

Total

$

1,873

100%

For SBLOC, we generally lend up to 50% of the value of equities and 80% for investment grade securities. While the value of equities has fallen in excess of 30% in recent years, the reduction in collateral value of brokerage accounts collateralizing SBLOC loans generally has been less, for two reasons. First, many collateral accounts are “balanced” and accordingly have a component of debt securities, which have either not decreased in value as much as equities, or in some cases may have increased in value. Second, many of these accounts have the benefit of professional investment advisors who provided some protection against market downturns, through diversification and other means. Additionally, borrowers often utilize only a portion of collateral value, which lowers the percentage of principal to collateral.

Top 10 SBLOC loans at June 30, 2025

Principal amount

% Principal to collateral

(Dollars in millions)

$

10

34%

9

17%

8

84%

8

12%

8

47%

8

19%

7

31%

7

20%

6

4%

6

38%

Total and weighted average

$

77

31%

Insurance backed lines of credit (IBLOC)

IBLOC loans are backed by the cash value of eligible life insurance policies which have been assigned to us. We generally lend up to 95% of such cash value. Our underwriting standards require approval of the insurance companies which carry the policies backing these loans. Currently, fifteen insurance companies have been approved and, as of July 15, 2025, all were rated A- (Excellent) or better by AM BEST.

Direct lease financing by type as of June 30, 2025

Principal balance(1)

% Total

(Dollars in millions)

Construction

$

127

18%

Government agencies and public institutions(2)

127

18%

Real estate and rental and leasing

98

14%

Waste management and remediation services

92

13%

Health care and social assistance

29

4%

Other services (except public administration)

25

4%

Professional, scientific, and technical services

23

3%

Wholesale trade

18

3%

General freight trucking

16

2%

Transit and other transportation

12

2%

Finance and insurance

12

2%

Arts, entertainment, and recreation

11

2%

Other

108

15%

Total

$

698

100%

(1) Of the total $698 million of direct lease financing, $644 million consisted of vehicle leases with the remaining balance consisting of equipment leases.

(2) Includes public universities as well as school districts.

Direct lease financing by state as of June 30, 2025

State

Principal balance

% Total

(Dollars in millions)

Florida

$

121

17%

New York

59

9%

Utah

51

7%

Connecticut

49

7%

California

45

6%

Pennsylvania

43

6%

North Carolina

38

5%

Maryland

36

5%

New Jersey

34

5%

Texas

22

3%

Idaho

16

2%

Georgia

15

2%

Washington

14

2%

Alabama

13

2%

Ohio

13

2%

Other states

129

20%

Total

$

698

100%

Loan delinquency and other real estate owned

June 30, 2025

30-59 days

60-89 days

90+ days

Total

Total

past due

past due

still accruing

Non-accrual

past due

Current

loans

SBL non-real estate

$

—

$

3,012

$

—

$

5,976

$

8,988

$

195,099

$

204,087

SBL commercial mortgage

—

—

—

8,340

8,340

715,414

723,754

SBL construction

—

—

—

2,892

2,892

27,813

30,705

Direct lease financing

9,201

3,727

307

7,236

20,471

677,615

698,086

SBLOC / IBLOC

13,944

386

135

469

14,934

1,586,471

1,601,405

Advisor financing

—

—

—

—

—

272,155

272,155

Real estate bridge loans

—

—

—

36,677

36,677

2,103,362

2,140,039

Consumer fintech

18,930

1,113

434

—

20,477

660,010

680,487

Other loans

2

61

7

—

70

169,875

169,945

Unamortized loan fees and costs

—

—

—

—

—

14,769

14,769

$

42,077

$

8,299

$

883

$

61,590

$

112,849

$

6,422,583

$

6,535,432

Other loan information

Of the $91.4 million special mention and $124.4 million substandard loans real estate bridge loans at June 30, 2025, none were modified in the second quarter of 2025.

Other real estate owned year to date activity

June 30, 2025

Beginning balance

$

62,025

Transfer from loans, net

2,273

Advances

1,756

Ending balance

$

66,054

June 30,

March 31,

December 31,

June 30,

2025

2025

2024

2024

Asset quality ratios:

Nonperforming loans to total loans(1)

0.96%

0.51%

0.55%

0.34%

Nonperforming assets to total assets(1)

1.45%

1.10%

1.14%

1.08%

Allowance for credit losses to total loans

0.91%

0.82%

0.73%

0.51%

(1) In the first quarter of 2024, a $39.4 million apartment building rehabilitation bridge loan was transferred to nonaccrual status. On April 2, 2024, the same loan was transferred from nonaccrual status to other real estate owned. We completed the majority of the capital improvements at the property. The June 30, 2025, other real estate owned balance of $42.9 million compares to June 30, 2025 third-party “as stabilized” and "as is" appraisals, respectively, of $59.1 million and $51.4 million, or respective LTVs of 73% and 83%. As previously disclosed, the property was under an agreement of sale. On June 24, 2025, the Company terminated the agreement of sale for the property and demanded the escrow agent release to Company all earnest money deposits received to date, totaling $3.0 million. On June 26, 2025, without providing any legal or contractual basis to do so, the purchaser objected to the release of the earnest money deposits. The Company believes it is entitled to the earnest money deposits and intends to pursue release of the funds.

Calculation of efficiency ratio (non-GAAP)(1)

Three months ended

Six months ended

June 30,

June 30,

June 30,

June 30,

2025

2024

2025

2024

(Dollars in thousands)

Net interest income

$

97,492

$

93,795

$

189,235

$

188,213

Non-interest income(2)

40,510

30,722

78,284

60,104

Total revenue

$

138,002

$

124,517

$

267,519

$

248,317

Non-interest expense

$

57,223

$

51,446

$

110,517

$

98,158

Efficiency ratio

41%

41%

41%

40%

(1)The efficiency ratio is calculated by dividing GAAP total non-interest expense by the total of GAAP net interest income and non-interest income. This ratio compares revenues generated with the amount of expense required to generate such revenues and may be used as one measure of overall efficiency.

(2)Excludes consumer fintech loan credit enhancement income of $43.2 million and $89.1 million for the three and six months ended June 30, 2025, respectively.

View source version on businesswire.com: https://www.businesswire.com/news/home/20250723950441/en/

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Kopparpriset sjunker efter nytt besked om tullar

Koppar undantas från de tidigare annonserade 50%-iga tullarna vilket skapar börsoro i gruvbranschen. Flera amerikanska bolag föll stort under gårdagen.

Patrik Hofbauer, VD Telia poserar för ett porträtt under en fotografering den 27 september 2024 i Stockholm. Foto: Meli Petersson Ellafi / BILDBYRÅN

Igår, 07:37

Telias riktkurs höjs – här är dagens rekar

Storbanken JP Morgan höjer riktkursen för telekombolaget Telia. Samtidigt sänker Morgan Stanley riktkursen för verkstadsjätten Atlas Copco. Här är dagens aktierekar.

Novo Nordisk börsras

Igår, 10:47

1000 miljarder utraderade i Novo Nordisk

Novo Nordisk går mot en katastrofal börsvecka. Efter sänkta prognoser och nya utspel från Donald Trump har läkemedelsjätten tappat en tredjedel av sitt börsvärde.

Ilija Batljan, grundare av SBB. Foto: Adam Wrafter / BILDBYRÅN

Igår, 08:22

Batljan slipper lägga bud – får dispens i samband med emission

Episurf meddelar att Aktiemarknadsnämnden har beviljat dispens från den budplikt som annars skulle uppkomma i samband med infriande av de åtaganden som Ilija Batljan har ingått. Detta i samband med den tidigare aviserade företrädesemission.

Apple

Apple

Igår, 08:48

Stark rapport från Apple – aktien upp i efterhandeln

Teknikjätten Apple redovisar en omsättning och ett resultat som var klart högre än väntat under tredje kvartalet i det brutna räkenskapsåret.

37404092154 54e6cf5783 K

31 juli, 13:29

Pressat Apple visar korten: "Rivalerna kör förbi i 160 km/h"

Inför kvällens rapport ökar pressen på VD Tim Cook att presentera en trovärdig AI-strategi.

Kjell Inge Røkke i samarbete med OpenAI, vars VD

Igår, 08:45

Røkke i samarbete med Nvidia och OpenAI: "Stargate Norway"

Den norske miljardären Kjell Inge Røkke nöjer sig inte med att utmana Ilija Batljan om makten i SBB. Nu annonserar hans konglomerat Aker "en av de mest betydande investeringarna i europeisk AI-infrastruktur": En gigafabrik i Narvik, i samarbete med några av AI-världens tyngsta namn: OpenAI, Nscale och Nvidia. Som svar rusar aktien på börsen.

Ingeh

31 juli, 10:00

Techförvaltaren: Här är åtta AI-vinnare för långsiktiga portföljen

"Bolagen kan fortsätta växa i många år och då är de inte speciellt dyra."

Analys

Otto Klaar skriver om Stendörren

31 juli, 14:26

Analys: Köp Stendörren

Fastighetsbolaget Stendörren har utvecklats imponerande starkt det senaste året. Samtidigt har aktien under perioden stampat på stället.

Otto Klaar skriver om Bakkafrost

29 juli, 13:09

Laxpriset spökar för Bakkafrost

Ett kraftigt prisfall på lax i kombination med operativa utmaningar i den problemtyngda skotska verksamheten har fått Bakkafrost att falla på börsen. För den som vågar lita på att en vändning väntar runt hörnet är uppsidan stor.

Investtechs analytiker Lars-Göran Westerberg sätter köp på kullagertillverkaren SKF

30 juli, 08:44

Teknisk analys: Köp SKF – sälj denna spelaktie

Investtechs analytiker Lars-Göran Westerberg lyfter fram kullagertillverkaren SKF som ett av tre köpvärda case just nu – men trycker på säljknappen för spelbolaget Stillfront.

Boeing uppåt höjd riktkurs

31 juli, 15:54

Amerikanska bankbjässen höjer riktkursen för Boeing

Bank of America höjer riktkursen för Boeing till 270 dollar (260), upprepar köp.

Swedbanks småbolagsfavoriter OBS se logistea-logga

31 juli, 10:08

Här är Swedbanks nya småbolagsfavorit

Storbanken exkluderar hissbolaget Alimak och plockar in ett fastighetsbolag.

Sebastian Siemiatkowski vd Klarna

31 juli, 13:57

Klarnas aktieägare kan meddelas 48 timmar före IPO:n

"Köp nu betala senare"-jätten Klarna förbereder sig för att återuppta sina börsnoteringsplaner i New York under september eller oktober, enligt Sky News.

Fed kopelman

31 juli, 13:15

Splittrat Fed levererar hökaktigt räntebesked: Ovanligt, menar USA-ekonomen

Federal Reserve låter som väntat styrräntan ligga kvar och böjer sig därmed inte för pressen från Trump. Splittringen inom Fed ökar däremot och framtida sänkningar hänger nu på fredagens jobbrapport. "Ska till ganska kraftiga förändringar på arbetsmarknaden", säger SEB:s Elisabet Kopelman.

Danske Banks chefekonom Susanne Spector om de sjunkande bostadspriserna i Stockholm

31 juli, 13:43

Bopriserna sjönk i huvudstaden: "Läget är skört"

Bostadspriserna i Stockholm sjönk 2,7% i juli jämfört med månaden före. Störst var nedgången för större bostäder på över 100 kvadratmeter.

Times Square i New York, USA

31 juli, 14:52

USA:s inflation steg som väntat

Index för kärninflationen i USA steg 0,3 procent i juni jämfört med föregående månad. Jämfört med samma månad året innan steg den 2,8 procent.

Bistånds- och utrikeshandelsminister Benjamin Dousa

31 juli, 11:04

Regeringen vill att EU fryser handelsavtal med Israel

Sveriges regering vill frysa EU:s handelsavtal med Israel för att öka trycket på landet så att hjälpleveranser kan släppas in i Gaza.

Saab RBS 70 NG.

31 juli, 07:54

Nätmäklarnas sparare säljer Saab – köper rapportförlorare

I rapportsäsongen visade nätmäklarnas kunder ett tydligt mönster: rapportförlorare köptes och vinnare såldes. Handelsbanken och Novo Nordisk toppade köplistan efter kursfall, medan Saab finns bland de mest sålda.

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Stockholmsbörsen nasdaq börs

Igår, 10:01

Börsen lyser rött – Astra Zeneca sjunker

Stockholmsbörsen tappar mark under fredagsmorgonen och handlas tydligt nedåt.

Corem VD Rutger Arnhult

Igår, 09:35

Rutger Arnhult miljonköper aktier i egna bolaget

Rutger Arnhult har den 28 juli genom ägarbolaget M2 Asset Management köpt 300 000 B-aktier i fastighetsbolaget Corem Property där han är vd och storägare.

Börsen aktier

31 juli, 17:56

Tung dag på börsen – Boliden föll efter Trumps tullbesked

Stockholmsbörsen handlades tydligt nedåt på torsdagen i en utveckling som speglar den på ledande europeiska börser.

Trump tullar

31 juli, 17:01

Sista chansen: Länderna som kämpar för att undvika Trump-tullar

Tullpausen är på väg att löpa ut och många av USA:s stora handelspartners står ännu utan avtal. Här är länderna som får hoppas på en sista-minuten deal under torsdagen.

Wall Street

31 juli, 15:32

Starka techrapporter lyfter terminerna på Wall Street

USA-börserna väntas öppna uppåt på torsdagen efter att starka techrapporter från kvällen innan spridit ny optimism på marknaden.