Person subject to the notification requirement

Name: Urho Myllymäki

Position: Other senior manager

Issuer: Toivo Group Oyj

LEI: 743700N31WYJDNPT8M98

Notification type: INITIAL NOTIFICATION

Reference number: 157189/5/6

____________________________________________

Transaction date: 2026-05-13

Venue: NASDAQ HELSINKI LTD (XHEL)

Instrument type: SHARE

ISIN: FI4000496716

Nature of transaction: DISPOSAL

Transaction details

(1): Volume: 5 Unit price: 0.98 EUR

(2): Volume: 80 Unit price: 0.98 EUR

(3): Volume: 176 Unit price: 0.98 EUR

(4): Volume: 1915 Unit price: 0.98 EUR

(5): Volume: 2432 Unit price: 0.97 EUR

Aggregated transactions (5):

Volume: 4608 Volume weighted average price: 0.97472 EUR

____________________________________________

Transaction date: 2026-05-15

Venue: NASDAQ HELSINKI LTD (XHEL)

Instrument type: SHARE

ISIN: FI4000496716

Nature of transaction: DISPOSAL

Transaction details

(1): Volume: 60 Unit price: 0.97 EUR

(2): Volume: 562 Unit price: 0.97 EUR

(3): Volume: 833 Unit price: 0.97 EUR

(4): Volume: 871 Unit price: 0.97 EUR

(5): Volume: 1288 Unit price: 0.97 EUR

(6): Volume: 1778 Unit price: 0.97 EUR

Aggregated transactions (6):

Volume: 5392 Volume weighted average price: 0.97 EUR

Further information
Markus Myllymäki
CEO
Toivo Group Plc
Tel. +358 (0)40 847 6206
markus.myllymaki@toivo.fi

About Toivo

Toivo is a Finnish real estate company founded in 2015, specializing in residential and social infrastructure properties. The company’s business model is unique as it integrates the entire real estate value chain—from property development and construction to ownership, management, leasing, and sales of completed properties. Toivo’s in-house team manages the full lifecycle of a property, from raw land acquisition to lease negotiations and property maintenance.

Toivo’s strategy is to develop clear and efficient properties with strong development margins, stable and attractive returns, and excellent locations. This enables the company to deliver maximum added value to its customers, owners, and stakeholders. Toivo is backed by a skilled and experienced team of professionals with strong credentials in the real estate sector. The team members have collectively been involved in the development and construction of over 17,000 apartments and have an average of ten years of experience in the industry.

In 2025, Toivo’s revenue was EUR 61,7 million and operating profit EUR 8,0 million